Legal and compliance.
Our regulatory status, important warnings and how to complain.
Who we are
Oak FS Ltd trading as Oak Financial is an Appointed Representative of TMG Direct Limited, which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 786245. Oak FS Ltd is entered on the Financial Services Register under Firm Reference Number 1015779.
Oak FS Ltd is registered with the Information Commissioner's Office, registration number ZB473115. TMG Direct Limited is registered with the Information Commissioner's Office, registration number ZA178200.
Oak FS Ltd is registered in England and Wales, company number 15762655. Registered office: 35 Beckgrove Close, Cardiff, CF24 2SE.
The guidance contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
You can check our status on the Financial Services Register.
Important information about mortgages
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
You may have to pay an early repayment charge to your existing lender if you remortgage or repay your mortgage early.
Our fees
We will tell you about any fee for our advice before you commit to anything, and confirm it in writing.
Complaints
If you wish to register a complaint, please write to The Money Group, 27 Bridgegate, Rotherham, S60 1SN, telephone 01709 242927 or email Compliants@themoney-group.co.uk.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.
Using this website
The information on this website is for general guidance only. It is not personal advice and should not be relied on as such. Mortgage and protection products are subject to status and to the provider's terms and conditions.
Our calculators give illustrations based on the figures you enter. They are not a mortgage offer or a quotation.
Your data
Our privacy policy explains how we use your personal information, and our cookie policy explains how this website uses cookies.